My research combines the fields of household finance and development economics. My job market paper studies financial technology (FinTech) adoption. I study how retailers respond to consumers’ adoption of a particular financial technology—debit cards—and how this supply-side response feeds back to the demand side, affecting other consumers’ FinTech adoption and consumption decisions. My other working papers and projects study financial inclusion, or the impact of access to financial services—including access to credit, savings accounts, and FinTech.
I’m grateful to the Bill & Melinda Gates Foundation, CEGA-Visa Financial Inclusion Lab, Digital Credit Observatory, Fulbright Program, Innovations for Poverty Action, National Science Foundation (doctoral dissertation grant and standard grant), and UN Foundation for research funding.